Safety at the Y in 2014

April 10, 2015

West Bend Mutual Insurance Company works with more than 200 Y associations throughout the Midwest. Each year, these Ys submit hundreds of insurance claims to West Bend. This year, we conducted a thorough analysis of each of these claims and held a live online seminar for our customers to discuss the results. To help make other Ys (and similar organizations) safe for

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Say "Yes" to a Snow Removal Contractor this Winter

December 06, 2013

Winter is definitely here. Much of Minnesota is still digging out from over two feet of snow and half the country is bracing for crippling ice storms. Every year, at just about this time, the claims department at West Bend sees a drastic increase in the number of reported claims during the winter months. These claims are usually the result of

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Ask the Experts: How Much Does Child Care Insurance Cost?

April 25, 2013

Imagine you’re shopping for new tires for your car. You have the choice between budget tires that cost much less, but have been reported to underperform in rainy or snowy conditions, and tires that are relatively more expensive, but have great safety ratings. If you live in a place where it rains or snows often, you might find it worthwhile to

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Product Recalls: Tylenol for Infants

February 17, 2012

Johnson & Johnson has just announced a major recall for their line of Infant's Tylenol. The recall covers more than 500,000 bottles of liquid Tylenol. While there is reportedly nothing wrong with the medicine itself, a portion of the "SimpleMeasure" dosing system has a flawed design that can lead to a portion of the packaging to fall into the medicine.

Parents and caregivers are encouraged to

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4 Ways to Make Halloween Safe for Everyone

October 28, 2011

What do you think the scariest part of Halloween is? The costumes? Or the haunted houses? Or possibly the prospect of having to clean up your front yard after the neighbor kids toilet paper everything?

While all of these things are scary in their own right, they pale in comparison to the fear of navigating Halloween with a

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SportWaiver.com: A Must-Follow Resource for Sports Orgs

August 10, 2011

When visiting with customers, West Bend's loss prevention representatives almost always discuss the importance of using a well-drafted waiver (or exculpatory agreement). These waivers protect businesses from claims arising from negligence, and help reduce litigation expenses, and, in turn, insurance premiums.

While many business owners and nonprofit executives may recognize the benefits of having a strong waiver, the large majority of organizations we visit have exculpatory agreements that would almost definitely

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10+ Social Media Best Practices for Non-Profits

June 28, 2011

Late in 2010 I wrote about my experiences working with one of our customers on developing a comprehensive social media policy to be used for their summer camp counselors. At the time, social media was on everyone's minds. Well guess what? That hasn't changed... not even a little bit. In fact, just today Google announced it's new social network, Google+.

As more and more people become fully immersed in social networking - and electronic communication in general - it will become increasingly important for organizations to

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Lifeguard Management Best Practices: Tracking Lifeguard Certifications

January 14, 2011

If you are a lifeguard supervisor or manager, this probably sounds familiar. You supervise a group of lifeguards; some stay with you all year long, while another group only works once college classes are finished. On top of keeping these schedules straight, you also have to hire new lifeguards to replace the ones that decided to move on.

Amongst all of this chaos it is easy to lose sight of one of the most important elements of lifeguarding

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