Why Being Really Good at Emergency Response is a Bad Thing

February 15, 2012

Who is better at their job -- a lifeguard that successfully rescues two swimmers every week, or a lifeguard that has never left their stand?

Or, to put it another way, who would you rather have watching your kids -- a childcare provider that saved four kids last year by successfully performing the Heimlich maneuver, or a childcare provider that didn't

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There is Nothing Wrong with Being Lucky

January 19, 2012

Sometimes it helps to be lucky.

I left to run a quick errand last night in the middle of a wind storm. When I pulled back into my driveway I was shocked to see that a huge tree branch had fallen right where my car would have been parked. In the photo below you can still clearly see where my car

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To Swerve, or Not to Swerve?

November 22, 2011

A few days ago while my wife and I were driving from Chicago to Madison, we witnessed a frightening situation that more than one million Americans will experience each year… a deer strike. I know that between hunting season, Thanksgiving, and holiday shopping, the roads are extra busy this time of year so it is important to be extra alert for deer. I had also always been under the impression that you need to mainly watch out for deer crossing the road at night, but this past weekend I learned that

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4 Ways to Make Halloween Safe for Everyone

October 28, 2011

What do you think the scariest part of Halloween is? The costumes? Or the haunted houses? Or possibly the prospect of having to clean up your front yard after the neighbor kids toilet paper everything?

While all of these things are scary in their own right, they pale in comparison to the fear of navigating Halloween with a

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Drivers Beware, Siri is Dangerous

October 04, 2011

Apple, Inc. introduced some interesting new hardware and software upgrades at their highly anticipated iPhone announcement this afternoon. In addition to things like new camera technology and a faster processor, Apple unveiled a new built-in, voice-activated tool called Siri.

You can read all about Siri on Apple's website, but in a nutshell, you ask Siri a question or provide a command and it will automatically

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SportWaiver.com: A Must-Follow Resource for Sports Orgs

August 10, 2011

When visiting with customers, West Bend's loss prevention representatives almost always discuss the importance of using a well-drafted waiver (or exculpatory agreement). These waivers protect businesses from claims arising from negligence, and help reduce litigation expenses, and, in turn, insurance premiums.

While many business owners and nonprofit executives may recognize the benefits of having a strong waiver, the large majority of organizations we visit have exculpatory agreements that would almost definitely

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Lessons Learned From a Burst Water Pipe

March 08, 2011

Ten months ago I bought my first home. In that time I've been busy painting, landscaping, and even replacing the home's original windows. Until last week, I had been feeling pretty good about my first go at this whole home ownership thing.

That is, until I came home from dinner on a Saturday evening and forgot to close the garage door. Temperatures dropped well below freezing that night. Predictably, I woke up to frozen pipes. After about 20 minutes of

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3 Tips for Better Disaster and Emergency Preparedness

January 17, 2011

The Institute for Business and Home Safety (IBHS) shared a report on their blog identifying some of the mistakes made by government agencies during the catastrophic flooding in Nashville in May 2010. The report, which was completed by the National Weather Service (NWS), identified several shortcomings and opportunities for improvement in future disaster situations.

As I was reading through the key findings, I couldn't help but think about the hundreds of

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'Tis the Season: Why December is as Good as it Gets for Swim Clubs and Fitness Centers

December 07, 2010

According to Google Trends, December is a big month for swim clubs and fitness centers. Around the end of the year, folks from across the country turn to Google to find ways to make the most of their New Years resolutions. You can see in this interactive chart that Google searches for "Weight Loss" spike at the end of December and early January.

Now we know better than to think that an organization

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Risk Management: Are we missing the mark?

September 22, 2010

I just finished reading a very interesting article from the New York Times: Keeping Kids Safe From the Wrong Dangers. Here's an excerpt that I think summarizes the message nicely:

"[T]he five things most likely to cause injury to children up to age 18, according to the Centers for Disease Control and Prevention, are: car accidents, homicide (usually at the hands of someone they know), child abuse, suicide or drowning. And what are the five things that parents are most worried about (according to surveys by the Mayo Clinic)? Kidnapping, school snipers, terrorists, dangerous strangers and drugs." Lisa Belkin - NYTimes.com

It's a natural, human reaction to fear and prepare for the worst possible scenario, often at the expense of failing to prepare for the most likely scenario. As the author explains, parents choose to drive their kids to school in lieu of having them walk alone, because of the fear their child might be

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